Payment & Financing
Every order is paid at checkout: in Canadian dollars for Canada, in US dollars for US addresses with duties and customs included. Here is what we accept and how to pay over time.
Ways to pay
| Method | How it works | Good to know |
|---|---|---|
| Credit and debit cards | Visa, Mastercard, American Express, Discover and Diners Club, personal or business. | Charged when you place the order. |
| Shop Pay, Apple Pay, Google Pay | One-tap checkout with a card saved on your device or Shop account. | Same cards as above. |
| Affirm, monthly payments | Split the order into monthly payments. The lowest available monthly amount shows under the price on each product page and in your cart. | Canada only. Quick eligibility check at checkout; it does not affect your credit score. |
| Sezzle, 4 payments | Four interest-free payments over six weeks: one quarter at checkout, the rest every two weeks. | Offered at checkout where available; subject to approval. |
| Bank deposit | Choose it at checkout; the deposit details are on your order confirmation. We ship once the payment has cleared. | Stock is reserved for your order while we wait for the deposit. |
| Quotes and purchase orders | Gyms, studios, schools, condos and resellers: request a quote | Volume pricing and delivery quoted together. |
Pay monthly with Affirm
- Add what you want to the cart and go to checkout.
- Choose Affirm - Pay Over Time as the payment method.
- Enter a few details for a quick eligibility check. Checking does not affect your credit score.
- Pick the plan you prefer and confirm. Your order ships like any other.
| Detail | Affirm in Canada |
|---|---|
| Plans | Monthly payments. On smaller amounts, four interest-free payments every two weeks may also be offered. |
| Rate | 0 to 31.99% APR, depending on your eligibility and your province. Not everyone qualifies for 0%. |
| Fees | No late fees and no hidden fees. The full cost of a plan is shown before you accept it. |
| Example | An $800 purchase over 12 months at 15% APR is $72.21 a month, $866.48 in total. |
| Minimum | Orders of $50 and up. |
| Where | Canadian addresses. Options may not be available in all provinces and territories. |
Payment options through Affirm Canada Holdings Ltd. are subject to an eligibility check and may not be available in all provinces or territories. Rates are 0 to 31.99% APR where available, subject to provincial regulatory limits. The actual terms are shown at checkout.
Four payments with Sezzle
Sezzle splits your order into four payments over six weeks: one quarter at checkout, then one every two weeks. No interest, and no impact on your credit score. Choose Sezzle at checkout, sign in or create a Sezzle account, and the approval takes about a minute.
If you do not see Affirm or Sezzle, you are probably in the Shop Pay express flow. Go back to the cart and use the regular checkout to see every payment method.
Identity checks
To protect cardholders, some orders go through a short verification before they ship: our payment provider or our team may ask you to confirm a detail or to show a photo ID that matches the card. It takes a few minutes. We never ask for full card numbers by email or message.
Taxes and currency
Prices in Canada are before tax; GST, HST and QST are added at checkout according to your province. US orders are charged in US dollars with duties, customs and brokerage included, so there is nothing to pay on delivery.
Questions
Call 1-855-396-9333 or write to info@hajex.com, and we will help you choose the right option before you order.